The Life and Mysterious Death of Laura Kowal

A Romance/Investment Scheme Victim

The Life and Mysterious Death of Laura Kowal; A Romance/Investment Scheme Victim Part 1: The Call

Episode 40 • 12th April 2023 • IAFCI Presents… The Protectors • IAFCI.org


The Life and Mysterious Death of Laura Kowal; A Romance/Investment Scheme Victim Part 2: Two Bodies – One Mission

Episode 41 • 26th April 2023 • IAFCI Presents… The Protectors • IAFCI.org

4041 Foundation

The 4041 Foundation is a 501(c)(3) nonprofit founded in 2025 by Kelly Gowe in memory of her mother, Laura Kowal—a victim of a romance scam whose tragic story fuels our mission. We raise awareness about the growing threat of romance scams and financial crimes through advocacy, education, and personal storytelling.

Our work spans public speaking, media outreach, and the development of impactful initiatives—including a national podcast investigating Laura’s case and exposing the wider epidemic. We bring our message to financial institutions, women’s organizations, and communities across the country.

Rooted in Laura’s legacy, we are committed to empowering victims, supporting families, pushing for safeguards, and relentlessly seeking justice—because awareness saves lives, and her story demands change.

Laura’s Legacy

Laura Kowal was a devoted wife, respected healthcare leader, and beloved community figure known for her grace, kindness, and vibrant spirit. After a life rooted in love and service, Laura’s story took a tragic turn when she became the victim of a romance scam—proving that even the strongest among us are vulnerable. Her daughter, Kelly Gowe, now honors her memory through the 4041 Foundation, turning pain into purpose by raising awareness and protecting others. Laura’s legacy lives on through every life the foundation touches..

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